<?xml version="1.0" encoding="UTF-8"?>
<!--
    Mortgage Messaging sitemap.

    Maintained by hand. Every URL here must match a [HttpGet("...")] route in
    HomeController exactly (lowercase, no trailing slash) - list only the
    canonical keyword URL, never the old /Home/... address, which now 301s.
    Update <lastmod> when a page's content materially changes.

    Google ignores <changefreq> and <priority>, so they are omitted.

    Deliberately excluded (noindex):
      /system-status  - iframe wrapper around status.mortgagemessaging.com
      /not-found, /error
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url><loc>https://www.mortgagemessaging.com/</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/features</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/encompass-texting</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/encompass-automated-texting</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/encompass-phone-calling</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/outlook-encompass-integration</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/encompass-borrower-authorizations</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/encompass-loan-notes</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/encompass-communications-log</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/demo</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/compliance</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/security</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/regulatory</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/awards-case-studies</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/contact</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/privacy-policy</loc><lastmod>2026-10-27</lastmod></url>
  <url><loc>https://www.mortgagemessaging.com/terms-of-use</loc><lastmod>2026-10-27</lastmod></url>
</urlset>
